Transaction API

Instantly offer

bill payments feature

to your customers

3,000+ digital products
across 24 categories

Phone credits, utilities, tuition fees, property rent, and more. Get instant access to 3,000 bill products from 24 categories in one integration .

One-Stop Bill Payment Solutions

From easy to-use partner dashboard, dedicated account manager, to 24/7 support, we got what you need to grow your business.



Grow Revenue

Earn revenue from each transactions made by your customers without losing focus on your core business

Expand Opportunities

Get full access to a complete range of digital product categories

Increase Retention

Enable your customers to pay all of their recurring bills in your platforms

Manage transactions more easily

Easily adjust product prices

Find and filter customers' transactions

Automatic reconciliation

Downloadable reports

One API, thousands of opportunities

Ayoconnect's Transaction API enables B2C companies to tap into the largest network of telco, OTT platforms, utility providers, and financial services companies in one integration



     { "key": "Stan", "value": "2292.0 - 2325.0" },

     { "key": "Pemakaian", "value": "33.0" },

     { "key": "Air", "value": "127450" },

     { "key": "Administrasi", "value""5000" }


Suitable for these industries

Financial Institutions

Banks and fintechs


Convenience stores, agent networks, and other retail

Broader Ecosystem

Switching, acquiring and aggregator companies


E-commerce and other online platforms

We use bill payments to increase retention and increase the value of our customer offerings. Integrating Ayoconnect's biller network shortened our speed to market significantly. Managing daily operations via Ayoconnect reduced our overhead costs by a large factor.

Elang Al Ars • Dana



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PT. Ayopop Teknologi Indonesia

APIC Building Wahid Hasyim, Jalan Wahid Hasyim

No 154 - 156, Tanah Abang Central Jakarta - 10250

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© 2021 Ayoconnect

Ayoconnect is a fintech company that provides bill payment solutions for businesses in Indonesia. Ayoconnect links bill providers (such as utility, telco, financial services providers, and more) with offline and online consumer platforms (such as retail store chains, kiosks, e-commerce, ewallet, and more) into an organized ecosystem through one API. Ayoconnect's API opens the access to popular virtual products such as telco bills, electricity tokens, water bills, e-money top-ups, game and streaming vouchers, credit card payments, consumer loan payments, and more. Bill providers that connect with Ayoconnect's API can instantly gain access to millions of offline and online payment channels across the countries. At the same time, consumer-facing platforms can easily increase their customer retention and earn additional revenue from offering bill payment feature to their customers.