Biller Open API

Accept bill payments from millions of offline and online channels across Indonesia



Get paid faster

Receive bill payments every day

Expand payment points

Access a network of offline and online payment points across Indonesia

Monitor in real time

Monitor and analyze bill payment transactions through a dashboard

One API, thousands of opportunities

Ayoconnect's Biller Open API enables bill providers to tap into Indonesia's largest e-commerce, e-wallet, O2O and retail store chain companies in one integration



     { "key": "Stan", "value": "2292.0 - 2325.0" },

     { "key": "Pemakaian", "value": "33.0" },

     { "key": "Air", "value": "127450" },

     { "key": "Administrasi", "value""5000" }


We want our customers to handle monthly installments from every payment location possible. Ayoconnect's network opens up thousands of offline and online points through it's amazing partner network. Ayoconnect also handles all operations and reconsiliation involved. Collections have never been easier for us.

Rahmat Gusti • Home Credit

Suitable for these businesses


Water, Electricity, Gas, Tax

Financial Institutions

Banking, Insurance, Multifinance,

P2P lending


Telco, Internet, and paid TV provider

Content & Publishing

Gaming, Streaming, Subscriptions


Apartments & Kos Kosan

Housing & Property

Switching, acquiring and aggregator companies

Public schools, Private institutions, Universities

Broader Ecosystem



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PT. Ayopop Teknologi Indonesia

APIC Building Wahid Hasyim, Jalan Wahid Hasyim

No 154 - 156, Tanah Abang Central Jakarta - 10250

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© 2021 Ayoconnect

Ayoconnect is a fintech company that provides bill payment solutions for businesses in Indonesia. Ayoconnect links bill providers (such as utility, telco, financial services providers, and more) with offline and online consumer platforms (such as retail store chains, kiosks, e-commerce, ewallet, and more) into an organized ecosystem through one API. Ayoconnect's API opens the access to popular virtual products such as telco bills, electricity tokens, water bills, e-money top-ups, game and streaming vouchers, credit card payments, consumer loan payments, and more. Bill providers that connect with Ayoconnect's API can instantly gain access to millions of offline and online payment channels across the countries. At the same time, consumer-facing platforms can easily increase their customer retention and earn additional revenue from offering bill payment feature to their customers.