Indonesia's Leading
Financial API Platform

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Enabling companies across all sectors to grow their business through innovative API-driven products


From Developers, to Developers

Ayoconnect's API is built with a consistent data structure with high reliability and fast SLA for a more efficient and convenient product development



     { "key": "Stan", "value": "2292.0 - 2325.0" },

     { "key": "Pemakaian", "value": "33.0" },

     { "key": "Air", "value": "127450" },

     { "key": "Administrasi", "value""5000" }


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I see Ayoconnect's vision in providing innovative solutions for established companies and aspiring businesses plays a crucial role in advancing Indonesia's financial inclusion.

Ayoconnect Strategic Advisor Ilham Habib

Ilham Habibie

Head of Indonesia's National ICT Council and Ayoconnect's Strategic Advisor


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Connecting 1,000+ Service Providers
with 100+ Consumer Platforms

Ayoconnect's Billing APIs connect 1,000+ businesses that provide recurring financial, utilities, digital wallet, internet, consumer loans, and game vouchers subscription services with 100+ online and offline consumer-facing platforms

Billing API Ayoconnect

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Digital Products API

Integrate 3,000+ digital products to your platform

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Payment Points API

Access 2M+ online and offline payment points across Indonesia

Autobilling API

Grow, manage, and analyze recurring bill payment transactions

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Smartpay Property

Manage utility and property management bills from tenants

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Smartpay Education

Improving access to tuition payment

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Bulk Transaction

Process thousands of transactions in one click

Our Solutions

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Phone Activity

Build your customer's profile from telecommunication activity 

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Phone Top-Up

Discover mobile phone number's subscription status

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Phone ID

Verify your customer's identity through their phone number

Build and verify your customers' identity through their personal transactions

Ayoconnect Insight provide an alternative credit scoring to assist you in building personalized offers and services for your customers

Insight by Ayoconnect


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